Why Passwords Might (Finally) Go Away
In 2022, Wired'south Matt Honan wrote about the disastrous consequences of tying your unabridged digital life to a cord of letters, digits, and symbols. Honan is only i of countless people whose online accounts were hijacked afterwards hackers discovered their passwords; the list of victims also contains loftier-contour tech executives, including Mark Zuckerberg.
For years, nosotros've been talking well-nigh the demand to replace passwords with more secure and reliable methods. As recently as last month, the United Nations accidentally revealed employee passwords on publicly shared Trello boards and in Google Docs. Even Facebook's recent hack was related to poor password-based authentication systems. And billions of stolen passwords are irresolute easily in dark-web markets.
And yet, passwords remain the main method of protecting online accounts.
In that location has been no small amount of innovation in the hallmark space. In 2022, I wrote virtually authentication technologies that provided secure and easy-to-use alternatives to passwords, but until recently, none had achieved mass adoption.
Now, though, in that location's promise that we tin can finally ditch long, circuitous passwords thanks to a series of regulations and open standards that ease and encourage the implementation of passwordless authentication methods in online applications.
What's Preventing Passwordless Authentication?
"The vast number of passwords needed in our daily lives have become a burden, which is why we run into so many reused or weak static credentials," says Stina Ehrensvard, CEO and Founder of Yubico, which manufactures physical security keys like the Yubikey v NFC. "We needed to think almost how to address this problem in a way that simplifies the login process while adding the highest level of security. Up until now, at that place hasn't really been a mode to do both of those things successfully."
The vulnerabilities of passwords are non lost on the organizations that go on to utilise them. But earlier because alternatives, they must have into business relationship the security, usability, availability, and costs of the technology.
"The reason we haven't replaced passwords before at present with something more reliable is that all the alternatives that may have been better for security or usability take not been ubiquitously available to all shapes and sizes of internet-connected devices, nor have they been price-constructive," says Brett McDowell, executive manager of the FIDO Alliance, a consortium that develops authentication standards.

Also, password entry is the least expensive and easiest authentication applied science to implement in new websites and mobile apps. And while alternatives such as biometric hallmark technology have become more widely available on mobile devices, password entry remains the ubiquitous feature that all devices support. Removing it would forbid many users from accessing those services.
Lack of standards also makes information technology difficult to move away from passwords. The overhead cost of adding back up for dozens of different authentication technologies in client applications and backend servers is something that about organizations could not behave.
And of grade, there'due south always the homo factor. "Some companies and individuals go on to believe that they won't be affected by cyber attacks and that they are not of interest to cybercriminals. A lack of desire and resource to change existing solutions is hindering adoption of new passwordless authentication solutions," says Alex Momot, CEO of REMME, a startup developing a decentralized authentication system.
The Feds Come Knocking
In contempo years, there's been an increase in awareness surrounding online security and privacy of users, especially among government agencies and regulators. While previously, organizations could've shrugged off data breaches and security incidents with few legal and financial consequences, that's no longer the case.
"Regulators are as tired of information breach headlines as anyone else, and they are starting to accept action, resulting in more businesses adding strong authentication to their data protection practices," says McDowell.
Among the most relevant regulatory actions is the General Data Protection Regulation (GDPR), a prepare of rules that define how companies collect, handle, and secure user data. GDPR too defines standards for strong user hallmark. Companies that neglect to comply with the rules and protect their customers' data will exist severely fined. GDPR applies to the European union jurisdiction merely, simply since many companies that aren't based in the Eu still do business in the region, it is now considered a golden standard for security.

"At a time when more and more companies are adopting strong authentication, and more and more than data breaches are caused by password compromise, it is going to be increasingly hard for a business to make the case to a GDPR regulator that password-only authentication is advisable security, potentially exposing their company to fines that are far more expensive than the price of moving from passwords to true potent authentication," McDowell says.
Other manufacture-specific regulations are more explicit virtually the use of authentication technology. An example is Payment Services Directive 2 (PSD2), which regulates east-commerce and online financial services in Europe and makes two-gene authentication (2FA) mandatory. PSD2 too encourages the use of security cards, mobile devices, and biometric scanners to amend the user experience without compromising security.
And the National Institute of Standards and Technology (NIST), which defines the criteria for diverse industries, states in its digital identities guidelines that organizations should move abroad from passwords and one-fourth dimension passcodes and prefer modern strong hallmark.
"More specifically, NIST recommends authentication in which your modern device creates and uses cryptographic individual keys as your new account credentials and securely stores them to your personal device in the aforementioned way most smartphones now securely store your fingerprint data," McDowell says.

There'south contend over whether government regulation will hamper or encourage innovation. But at this point, we might need a regulatory push toward the adoption of more secure authentication mechanisms.
"Governments tin can play a critical role in the adoption of open standards," says Ehrensvard. "Take a look at the seatbelt, for case. It too is an open standard, and its employ was regulated by the authorities. Because of this, there are 10 times more cars on the route today simply a lower full number of fatal auto accidents."
Getting on the Same Page
Widespread replacement of password-only hallmark needs more than regulations. Without a set of standard protocols, organizations and companies will struggle to find an authentication technology that keeps them in line with security regulations while making their applications available to their users.
That was the problem FIDO was set to solve. FIDO Authentication is based on a set of free and open engineering science standards, developed in partnership with the World Broad Spider web Consortium (W3C). The aim is to create interoperability among devices and services by enabling the entire consumer electronics industry to integrate the technology into their products and platforms.
FIDO replaces passwords with public central cryptography. This means that instead of passwords, users are identified with a pair of public and private keys. Annihilation encrypted with a public key can be decrypted only by its corresponding private key. When a user signs upward with an online service that supports FIDO hallmark, the service generates a fundamental pair and stores the public key on its servers. The private key is stored on the user's device only. When logging in, the customer application is presented with a cryptographic challenge generated with the public central, which can merely be solved by the individual key. Users must verify their identity with their device (through fingerprint, face, or Pin) to unlock their private key and solve the challenge.

The advantage of this model is that it provides multi-gene authentication without requiring the storage and exchange of passwords. Even if hackers manage to breach the servers of the service provider, they'll become access merely to public keys, which are useless without the corresponding private keys stored on users' devices. If the hackers steal a user's device, they'll still demand to bypass the local identity verification to obtain the individual primal. From a user's perspective, this obviates the need to memorize long, complex passwords for each account while providing superior security.
But FIDO's greater achievement is getting widespread back up from the tech industry. The brotherhood has brought together big names such as Google, Microsoft, Amazon, and Intel to develop standards that would exist easy to implement on different device types and operating systems.
"The businesses that came together to course FIDO Alliance understood that replacing passwords for online authentication could simply ever become commercially viable at calibration through a combination of free and open up technology standards, a vastly superior user experience, and a fundamentally unlike arroyo to the security model," McDowell says.
FIDO recently released the FIDO2, an extension to its standard which adds support for public key authentication to browsers and a broad range of application frameworks. The standard is supported by Windows ten, Google Play Services on Android, and the Chrome, Firefox, and Edge spider web browsers. WebKit, the engineering backside Apple'south Safari browser, might also add support for FIDO2 presently.
"The FIDO2 standard enables the replacement of weak password-based hallmark with strong hardware-based authentication that utilizes public key cryptography," says Ehrensvard, whose company Yubico is amid the fundamental members of FIDO. "This standard allows for passwordless hallmark in several forms, including via USB and tap-and-become NFC, which provides an optimal user feel, and drastically improves security and productivity."
When Will Passwords Finally Go Away?
Although the industry has come up a long mode toward developing alternative hallmark methods, passwords won't disappear overnight. "Nosotros should accept into account that we have a lot of 'legacy' software and information systems. That's why information technology's not always possible to easily change established rules of hallmark including those that are password based," says Momot, the main executive from REMME.
Other experts such equally Sandor Palfy, CTO of LogMeIn, believe passwords will remain a central facet to identifying users. He as well believes the manufacture should focus on improving the password experience.
"Until universal coverage with multi-factor authentication (or even behavioral or contextual hallmark) is available, companies need to invest in strengthening password-protected services in utilise across the entire organization," Palfy says.
"Remembering unique, complex passwords for all our work and personal accounts doesn't align with natural homo behavior. By using tools like countersign managers, remembering multiple passwords should be a thing of the past, with users just having to remember one master password," says Palfy, whose company is the programmer of the LastPass password managing director.
Merely to McDowell, who has been at the helm of FIDO since 2022, the quest to root out passwords is finally reaching its terminal stages. "Today the passwordless futurity is becoming a reality, one application at a fourth dimension. Within a few years, I await password entry forms to be about as rare to find on web pages every bit public telephone booths are in public spaces these days, and for the aforementioned reason—we accept a price-effective, ubiquitous culling that offers a much better user experience," he says.
Source: https://sea.pcmag.com/microsoft-windows-10/30209/why-passwords-might-finally-go-away
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